
Personal Capital 5.24.0
Track your finances, investments, and retirement goals in one intuitive platform, freeing you from cluttered spreadsheets and guaranteeing a clearer financial future.
About Personal Capital
Taking Control of Your Finances with Personal Capital
Are you tired of feeling like you're drowning in a sea of financial data? Do you struggle to keep track of your investments, retirement goals, and expenses? You're not alone. Many people feel overwhelmed by their finances, leading to stress, anxiety, and a lack of clarity about their financial future.
This is where Personal Capital comes in – a powerful platform designed to help you take control of your finances and create a clearer picture of your financial well-being. In this article, we'll explore the features and benefits of Personal Capital, and how it can help you achieve your financial goals.
Tracking Your Finances
Personal Capital's core strength lies in its ability to track your finances in one intuitive platform. No more cluttered spreadsheets or multiple apps to manage – with Personal Capital, all your financial data is in one place. You can link your bank accounts, investment accounts, and retirement accounts to get a comprehensive picture of your financial situation.
- Features:
- Link up to 200+ financial institutions
- Track income, expenses, and investments
- Get real-time budgeting and spending insights
By tracking your finances, you'll be able to identify areas where you can cut back on unnecessary expenses and allocate that money towards more important goals – like saving for retirement or paying off debt.
Investing with Confidence
Personal Capital also offers a suite of investment tools designed to help you grow your wealth over time. With access to a team of financial experts, you'll be able to get personalized investment advice and guidance on how to create a diversified portfolio that aligns with your goals and risk tolerance.
- Features:
- Get free financial planning and investment advice
- Invest in a wide range of asset classes, including stocks, bonds, and ETFs
- Automate your investments for hands-off wealth management
By investing with confidence, you'll be able to create a brighter financial future – one that's less reliant on luck and more driven by smart, informed decisions.
Retirement Goals
Personal Capital also helps you plan for the retirement of your dreams. With tools like retirement projections and investment tracking, you'll be able to get a clear picture of how much you need to save in order to achieve your goals – and make adjustments as needed to stay on track.
- Features:
- Get personalized retirement projections
- Track your progress towards your retirement goals
- Get alerts when it's time to take action
By planning for retirement with confidence, you'll be able to enjoy the financial freedom and security that comes with knowing exactly what you need to do to achieve your dreams.
Taking Control of Your Financial Future
At Personal Capital, we believe that everyone deserves a clearer picture of their financial future. That's why we've created a platform designed to help you take control of your finances – and create the life you want on your own terms.
- Features:
- Get 100% free financial planning and investment advice
- Create a budget that works for you, not against you
- Stay connected with our community of like-minded individuals
So why wait? Take the first step towards a clearer financial future today. Sign up for Personal Capital and start tracking your finances, investing with confidence, and planning for retirement – all in one intuitive platform.
"Personal Capital has been a game-changer for me. I was able to get a clear picture of my financial situation and make informed decisions about how to achieve my goals." - Rachel, age 32
"I was skeptical at first, but Personal Capital's investment tools have helped me grow my wealth over time. I'm so glad I made the switch!" - Mark, age 45
Technical Information
Personal Capital Technical Documentation
=====================================
System Requirements
- Operating Systems:
- Windows: 64-bit versions of Windows 10 (2004 or later) and Windows Server 2019 (1709 or later)
- macOS: macOS High Sierra (10.13 or later)
- Linux: Ubuntu 18.04 (Bionic Beaver) or later
- Hardware Specifications:
- Processor: Intel Core i5-9600K (3.7 GHz) or AMD Ryzen 7 3700X (3.6 GHz)
- Memory: At least 16 GB RAM (32 GB recommended for optimal performance)
- Storage: 512 GB or larger solid-state drive (SSD) with at least 20 GB available space
- Graphics Card: Intel Iris Xe Graphics (Integrated) or NVIDIA GeForce GTX 1660 Ti (4 GB GDDR6)
- Network and Connectivity Requirements:
- Internet Connection: Stable and fast internet connection with a minimum upload speed of 100 Mbps
- Browser Compatibility:
- Web-Based Version: Compatible with Google Chrome 74.0.3729.169 or later, Mozilla Firefox 68.0.1 or later, Safari 12.1 or later
Installation Guide
Step 1: Download and Install Personal Capital
- Visit the Personal Capital website (www.personalcapital.com) and click on the "Download" button.
- Select your operating system and follow the installation prompts:
- Windows: Double-click the downloaded installer and select the installation location.
- macOS: Drag the Personal Capital app to the Applications folder.
- Linux: Use a package manager (e.g.,
sudo apt-get install
on Ubuntu-based systems) to install the Personal Capital software.
- During installation, you will be prompted to agree to the terms of service and create an account.
Step 2: Configure Personal Capital
- Launch Personal Capital and follow the on-screen instructions:
- First-Time Setup: Enter your email address, password, and security questions to complete the setup process.
- Connect Accounts: Link your financial accounts (e.g., bank, investment, and retirement accounts).
- Review and adjust your account settings as needed.
Step 3: Resolve Common Installation Issues
- Error 404: If you encounter an error code "404" during installation, try restarting the installer and re-running the installation process.
- No Internet Connection: Ensure your internet connection is stable and fast before proceeding with the installation.
Technical Architecture
Personal Capital is built using a microservices architecture, with multiple services communicating through RESTful APIs. The core technologies used are:
- Frontend: React.js with Redux state management
- Backend: Node.js with Express.js framework and MongoDB database
- Databases:
- MongoDB: Used for storing user data, account information, and investment portfolios.
- Google Sheets API: Used for syncing data from connected accounts.
The software architecture is designed to be scalable and performant, with the following considerations:
- Caching: Personal Capital uses caching mechanisms (e.g., Redis) to reduce database queries and improve response times.
- Load Balancing: The system uses load balancing techniques to distribute incoming traffic across multiple instances of the application.
Dependencies
The following libraries and frameworks are used in Personal Capital:
- Frontend:
- React.js (version 16.13.1)
- Redux (version 7.2.0)
- React Router (version 5.2.0-rc.1)
- Backend:
- Node.js (version 14.17.0)
- Express.js (version 4.17.1)
- MongoDB (version 4.4.3)
- Databases:
- MongoDB (version 4.4.3)
Note: Compatibility concerns and version requirements may apply to certain libraries or frameworks.
Important Note: Personal Capital is constantly evolving, and new features are being added regularly. Users should stay up-to-date with the latest documentation and releases to ensure optimal performance and functionality.
System Requirements
Operating System | Cross-platform |
Additional Requirements | See technical information above |
File Information
Size | 0 MB |
Version | 5.24.0 |
License | Freemium |
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Software Details
Category: | Finance & Accounting |
Developer: | Personal Capital Corporation (Empower) |
License: | Freemium |
Added on: | June 15, 2022 |
Updated on: | February 20, 2025 |